How to Apply
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Choose your car.
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Click on the link to make an enquiry on the vehicle in question.
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Fill in your basic information and choose what type of finance you're after. You'll then be directed to our simple finance application form.
Finance is provided through our panel of lenders
Our panel of lenders have lent over £75 Million in Loans and it continues volume Lending to prime and adverse homeowners even in this current difficult financial climate.
Secured Loans
Our panel of lenders offer both Prime and Adverse Products. There are no upfront fees payable by the borrower as a broker fee is charged only on completion of the loan and this can normally be added to the loan amount borrowed. Loans are available from £2,000 to £100,000 up to 85% LTV. The Early Repayment Charge is usually the balance outstanding plus 1 months interest. We will provide you with a dedicated team that offers a first class processing service along with market leading commissions details of which are provided upon Registration.
Why Choose a Secured Loan
- Is an alternative to a Re-Mortgage and avoids early repayment charges.
- Suitable for borrowers declined for an Unsecured Loan.
- There are no restrictions on the borrower’s Age
- Can provide loans to borrowers with adverse credit.
- They are easy to arrange and most loan purposes including business considered
- Most loans processed and funds released within 3 weeks.
- Up to 65%LTV on Buy to Lets & Semi Commercial Properties
- Loan Products available for the self-employed borrower
- Repayment period from 12 Months up to 30 Years.
FAQ's
Q: What is a Secured Loan?
A: It is a loan provided by a secured lender to a borrower using their residential home as security for the loan
Q: What are the main advantages of a Secured Loan?
A: Loan amounts from £2,000 up to £100,000 can be granted on a repayment basis which may significantly reduce the monthly outgoings of a borrower.
Q: What will the Secured Loan cost me
A: Dependent on the lender the interest rate charged can be variable or fixed for a period of time. The borrower will pay a monthly payment as detailed on the Credit Agreement and this will need to be signed by the borrower prior to the loan completing. The Credit Agreement will also detail any costs associated with completing and processing the borrower’s loan and in most cases these will be added to the loan amount.
Unsecured Loan Reference Guide - "Homeowners Only"
| Age: | 18 to 75 years old |
| Applicants: | Single or Joint |
| Min Loan/Max Loan: | £500 - £10,000 |
| Charge Rates from: | 21.3% |
| Term: | 13 to 60 months |
| Self employed: | Refer to Lenders |
| C C J's | None in the last two years |
| Debt Management | Not Accepted |
| Minimum income: | £10,000 |
| In Principal Decision: | Within minutes |
We will provide you with a dedicated team that offers a first class processing service along with market leading commissions details of which are provided upon Registration
FAQ's
Q: What are the main advantages of an Unsecured Loan
A: Quick and easy to arrange with no fees and most loan purposes considered
Q: What will the Unsecured Loan cost me
A: The borrower will have to pay a fixed rate on the amount borrowed. The interest charges throughout the term of the loan and the repayment of the amount borrowed are added together and then divided into equal monthly payments
Q: Can I Settle the Unsecured Loan before the end of the term
A: Yes whilst there is no set amount, an early repayment charge is usually equivalent to one or two month’s interest. The earlier in the term you repay the loan, the higher the charge as the interest component of the loan repayment makes up a higher proportion of the repayment, the earlier in the loan term it is. The borrower can also overpay his monthly payment without any early repayment charges.